Carnelian Woods received a letter of nonrenewal from AmGUARD Insurance on January 22, 2025, that our insurance would expire on its renewal date, March 31, 2025. We have our commercial automobile insurance with them. The reasons for cancellation are: GUARD is not a market for not for profit operations as found per a web search....Read More
Our insurance agent has developed several options to improve our insurance coverage, but all will involve additional cost, so a secret ballot is required to approve an increase in the dues to cover the costs. The ballots will be mailed by January 17 and need to be returned by February 17. The voter information and...Read More
Insurance Townhall Meeting, December 19 @ 6:00 PM This meeting will be virtual only. Online: https://meet.google.com/pwy-ozvg-gwn Google Meet Smartphone App code: pwy-ozvg-gwn Telephone: +1 904-900-0934 and enter this PIN: 303 967 020# To view more phone numbers, click this link: https://tel.meet/pwy-ozvg-gwn?hs=5 The meeting is to discuss and answer questions about our insurance options as discussed...Read More
We currently have insurance through the California Fair Plan (CFP) to their allowed maximum amount of $20M. The premium is $76,609 per year, about what CW was previously paying to Farmers before CW was dropped. Our agent has recommended we budget for a 25% premium increase this next year (insurance renews April 1) and we...Read More
Pacific Premiere Insurance, out new agent, has found new insurance policies for us to cover the various auto and liability aspects of the HOA, but we are still waiting to hear on fire/property insurance. The difficulties in obtaining insurance involve the wildfire risk, percentage of short term rentals, claims history, and that repairs are underway....Read More
Homeowners have been contacting the office looking for where to get homeowner’s insurance when they have been non-renewed. While the HOA can’t make any specific recommendations, our website does allow comments on blog posts to allow homeowners to discuss and exchange information. If you’d like to ask or share information about homeowner’s insurance, feel free...Read More
We finally heard from our Farmers agent about the nonrenewal, almost a month after we heard directly from Farmers. They also were unclear on what policies were nonrenewed. Not happy with that responsiveness, we’ve been pursuing new insurance with a new agent, Pacific Premiere Insurance. Our agent there, Brian Grant, is working hard to find...Read More
Carnelian Woods received a letter of nonrenewal from Farmers Insurance on December 13, 2023 that our insurance would expire on its renewal date, March 31, 2024. We have all of our insurance with them through a master and additional policies and are looking into exactly which policies are not renewing. We were advised last year...Read More
