We currently have insurance through the California Fair Plan (CFP) to their allowed maximum amount of $20M. The premium is $76,609 per year, about what CW was previously paying to Farmers before CW was dropped. Our agent has recommended we budget for a 25% premium increase this next year (insurance renews April 1) and we...Read More

Pacific Premiere Insurance, out new agent, has found new insurance policies for us to cover the various auto and liability aspects of the HOA, but we are still waiting to hear on fire/property insurance. The difficulties in obtaining insurance involve the wildfire risk, percentage of short term rentals, claims history, and that repairs are underway....Read More

Homeowners have been contacting the office looking for where to get homeowner’s insurance when they have been non-renewed. While the HOA can’t make any specific recommendations, our website does allow comments on blog posts to allow homeowners to discuss and exchange information. If you’d like to ask or share information about homeowner’s insurance, feel free...Read More

We finally heard from our Farmers agent about the nonrenewal, almost a month after we heard directly from Farmers. They also were unclear on what policies were nonrenewed. Not happy with that responsiveness, we’ve been pursuing new insurance with a new agent, Pacific Premiere Insurance. Our agent there, Brian Grant, is working hard to find...Read More

Carnelian Woods received a letter of nonrenewal from Farmers Insurance on December 13, 2023 that our insurance would expire on its renewal date, March 31, 2024. We have all of our insurance with them through a master and additional policies and are looking into exactly which policies are not renewing. We were advised last year...Read More