Pacific Premiere Insurance, out new agent, has found new insurance policies for us to cover the various auto and liability aspects of the HOA, but we are still waiting to hear on fire/property insurance. The difficulties in obtaining insurance involve the wildfire risk, percentage of short term rentals, claims history, and that repairs are underway. Almost all insurance companies simply won’t touch our business with any one, let alone all, of these issues. We expect that we will receive property coverage from the California Fair Plan, but have heard nothing from them yet.